By period
Social Value Enhancing Effect
Allocation Report
Use of Proceeds
The entire proceeds of social MBS and social covered bond issuance of KHFC are used to fund public mortgage provisions on the very day of the issuance, making houses more affordable for end users with low-to-moderate income.
Allocation Report
(Unit : KRW 100mn)
Enhancement of stability of the housing finance market through improvement of household debt structure
KHFC supplies long-term(10 years or longer)∙fixed rate∙amortizing mortgage loans, contributing to qualitative improvement of mortgage market structure.
Tenor
(Unit : KRW 100mn)
Interest Rate Type
(Unit : KRW 100mn)
Repayment Type
(Unit: KRW 100mn)
Enhance housing welfare by making houses more affordable for end users with low-to-moderate income.
By providing public mortgages such as Bogeumjari loans, Didimdol loans and conforming loans, KHFC has supported homeownership of end users with low-to-moderate income. In addition, with tailored mortgage products for newlyweds, multi-child families, etc, KHFC has worked to address social issues, such as increase of single households, late marriages and low birthrate.